Fixed Deposit

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Fixed Deposit
Topic Started: Oct 4 2006, 08:51 AM (2,630 Views)
TunYau	Oct 10 2008, 09:30 AM Post #101
SUpER ELiTE SINsIE Posts: 6,559 Group: Committee member Member #608 Joined: June 5, 2006	TunYau Dec 28 2007, 12:04 PM This is my own opinion and view on the economy and market : 1/ Share market is to high and risky to play at current level. 2/ For Unit Trust or fund try not to put to much in those invest in stock market fund try spread some to property or bond fund. 3/ For those with housing loan look for fixed interest rate offer. Stock market, Money Market may colapse anytime after 2008 olimpik. Is only my opinion, i might be wrong.. :sorry Too Bad my predcition come true : Dow Jones another 650 point cut yesterday. Nikei opening at 955 point down



ongkh	Oct 12 2008, 01:46 AM Post #102
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	TunYau Oct 6 2008, 11:09 AM 3/ STOCK MARKET ALREADY AT 30 TO 40% DISCOUNT, POSIBLE IT WILL GIVE U ANOTHER 50% DISCOUNT OF THE CURRENT PRICE. (THOSE BLUE CHIPS WITH TRACK RECORDS.) WHEN THE FINANCIAL TSUINAMI HIT MALAYASIA. based on the current financial crisis in the world, we can expect further damaged to those directly involved in these field..



ongkh	Oct 12 2008, 01:48 AM Post #103
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	TunYau Oct 10 2008, 09:30 AM Too Bad my predcition come true : Dow Jones another 650 point cut yesterday. Nikei opening at 955 point down dear ty, it seems like yr prediction came very true..... :yes_sir :yes_sir :yes_sir what we can expect to see in the near future ??



TunYau	Oct 13 2008, 12:48 PM Post #104
SUpER ELiTE SINsIE Posts: 6,559 Group: Committee member Member #608 Joined: June 5, 2006	ongkh Oct 12 2008, 01:48 AM TunYau Oct 10 2008, 09:30 AM Too Bad my predcition come true : Dow Jones another 650 point cut yesterday. Nikei opening at 955 point down dear ty, it seems like yr prediction came very true..... :yes_sir :yes_sir :yes_sir what we can expect to see in the near future ?? Too bad even the Bond Market which use to be secure also collapsed Had spoken to many friends all give about the same opinion : 1/ For KLSE the bottom shuold not be far maybe 700 point ++ Only blue chips effected. Pickup 2nd liner or 3rd liner stock with good background now If KLSE go below 900 point try buy some cheap blue chips 2/ For Banking, PBB will sure be effected badly due to it's' mutual fund size. 3/ I think i should agree with Najib statement. Malaysia may not badly hit by the crisis. We will be effected but not so bad as 97/98. Even then during 97/98 how bad it hits you?/ You wiill only in deep shit if you have 90% housing loan need to pay 90% car loan. Credit Card need to clear and etc. If you stay within you ability when spending your money u r save. For future outlook it depends on Dow Jones. If it breaks 8000 point below. Expect the worse hit on stock market which we never see before on Blue Chips.



ongkh	Dec 7 2008, 12:06 AM Post #105
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	TunYau Oct 13 2008, 12:48 PM 2/ For Banking, PBB will sure be effected badly due to it's' mutual fund size. bro ty, it seems like u can predict the future much better than our govt. too bad........... they do not recognize yr ability.... i heard recently the mutual fund loses 40-50%. is it true ??



ongkh	Dec 7 2008, 12:08 AM Post #106
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	TunYau Oct 13 2008, 12:48 PM 3/ I think i should agree with Najib statement. Malaysia may not badly hit by the crisis. We will be effected but not so bad as 97/98. Even then during 97/98 how bad it hits you?/ at these uncertainty, nobody dares to challenge the near future as the global keeps on alarming. during 97/98 crisis, i was out of job nearly 8mths. to me, i was damn badly hit by them.



ongkh	Dec 7 2008, 12:14 AM Post #107
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	TunYau Oct 13 2008, 12:48 PM You wiill only in deep shit if you have 90% housing loan need to pay 90% car loan. Credit Card need to clear and etc. If you stay within you ability when spending your money u r save. at these point of bad times, we believed that many ppl still falls within this range. however, lives hv to carry on. no way out, juz bear w/ it. temp counter-measure............ cut out unnecessary spending...



ppfoong	Dec 7 2008, 12:55 AM Post #108
ADVAnCED MEmBER Posts: 375 Group: AOCM Member #2,422 Joined: June 29, 2007	The FD rate dropped again, following the OPR and BLR rates.



ongkh	Dec 7 2008, 03:05 AM Post #109
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	ppfoong Dec 7 2008, 12:55 AM The FD rate dropped again, following the OPR and BLR rates. fd dropped to as low as 0.5% from the existing rate.



ongkh	Feb 15 2009, 07:54 AM Post #110
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	for 12 mths, fd rate reduced from 3.5 to 2.5%. expecting further drop if the near future uncertainties continues to worsen.....



thomasllp62	Feb 15 2009, 08:01 AM Post #111
FOrUM Posts: 5,067 Group: Asst Admin Member #10 Joined: January 16, 2006	You can opp for Bon Simpanan Malaysia launching this 18th for a month,at 5% interest, if you are a pensioner. Edited by thomasllp62, Feb 15 2009, 07:59 PM.



ongkh	Feb 18 2009, 11:45 PM Post #112
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	thomasllp62 Feb 15 2009, 08:01 AM launching this 18th for a month,at 5% interest, if you are a pensioner. too bad.......... the pkg only for pensioner....... :iloveu2 :iloveu



thomasllp62	Feb 19 2009, 12:36 AM Post #113
FOrUM Posts: 5,067 Group: Asst Admin Member #10 Joined: January 16, 2006	not really,it is for M'sian above 56yrs.



ongkh	Feb 19 2009, 02:44 AM Post #114
Global Forum Posts: 9,131 Group: Moderator Member #25 Joined: January 16, 2006	thomasllp62 Feb 19 2009, 12:36 AM not really,it is for M'sian above 56yrs. i hope i'm 56 yrs old aft 2moro.......... :wacko :wacko :wacko



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